So what exactly is a ‘Survey’ ?
Get A Professional Home Survey Assessment Property Tips by Chartered Surveyor Ian Rock FRICS – from the Haynes House Manual series What exactly is a ‘Survey’? The vast majority of people buying homes need to fund their purchase with a...
What does a mortgage valuation involve?
If the mortgage valuer ‘downvalues’ your property it could blow the whole deal out of the water. Banks and Building Societies normally appoint chartered surveyors to carry out valuations for mortgage lending purposes. This is a crucial stage because...
Two Big Reasons Why Deals Collapse
Statistically there are two major culprits when it comes to deals falling through – mortgage problems and legal delays. Here are some tips to improve your chances of success by speeding up your mortgage (the following blog covers legal delays) . GETTING A QUICKER...
Shared equity schemes – What are they and what’s available
Shared equity schemes – What are they and what is available to you? Help To Buy This is an ’equity loan scheme’ where the Government stumps up interest-free loans of up to 20% of the property’s value, allowing you to buy with a deposit of only 5%. The scheme...
How To Make The Right Choice When Picking Mortgage
Comparing Mortgages To Get The Best Deal For You Having selected the type of mortgage that would be right for your particular circumstances, the next step is to come up with a shortlist of banks and building societies that can offer a suitable product. But when...Save money by cutting out the banks
By arranging your home survey directly online - rather than via a mortgage lender - you can save the large chunk of the survey fee that the banks normally keep. They may still want to instruct a valuer to carry out their mortgage valuation, but don’t let them try to sell you an expensive Homebuyer or Building Survey from one of the large, target-driven, corporate firms on their 'panel'.
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